If you know you will need a loan to purchase your next property, it is important to know your credit score because it can affect your interest rate as well as qualification for the more flexible and innovative lending programs on the market. If your scores are 700 or higher, you are ready to get loan pre-approval. If your scores are below 700, you should click here to find out your score and what you can do to raise it higher.

If you are ready to start looking for a property to buy within the next 60 days, you should put yourself in the strongest negotiating position with the seller by including a pre-approval letter from a mortgage company along with your Offer to Purchase and Contract.

It is never too early to establish a relationship with a reputable local lender, so we have provided links to those lenders* who over time have demonstrated skill, knowledge, and responsiveness to our previous clients. Click or call one of the following lenders who can provide your credit score and a pre-approval letter.

CTX Mortgage
JD Hodges

CTXMort.com

D Lon Downing

phone 910.452.3400

Brenda McDonald
Libby Tamson


Alpha Mortgage
Michael Lopez
Alan Efting
phone 910.256.8999


Dover Mortgage
Patrick Moore

DoverMortgage.com

   
phone 910.313.0045


BB&T Mortgage
Dora Smith
phone 910.815.2828


* These lenders do not pay to be on this site, nor do we receive any referral fees from them. They are here only because of the excellent service they have given to past customers.

 

 

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